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	<title>The Passionate Planner</title>
	<link>http://www.keyfeeonly.com</link>
	<description>Opines on Investing, Financial Planning, Government Policy and the Media.</description>
	<lastBuildDate>Tue, 09 Mar 2010 11:04:59 +0000</lastBuildDate>
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		<title>Investment Pornography, Part 1</title>
		<description><![CDATA[Caught your attention, didn&#8217;t I?  Please don’t be offended by the title of this post, and please don’t snigger over it.  This is serious business, after all. Also called “Financial Pornography,” investment pornography consists of (1) alluring magazine cover headlines promising juicy riches, (2) articles featuring exciting ways to capitalize on supposed opportunities and (3) [...]]]></description>
		<link>http://www.keyfeeonly.com/investment-pornography-part-1/</link>
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		<title>Learning from Investment Mistakes, Part 2</title>
		<description><![CDATA[“Individual investors tend to invest in a small number [of stocks] and they don’t know how to construct a portfolio. Professional portfolio managers control risk.” Jim Peterson, vice president at the Schwab Center for Financial Research.
My last post discussed the basic stock-bond allocation decision. This is a technique that many investment advisers use, but it [...]]]></description>
		<link>http://www.keyfeeonly.com/learning-from-investment-mistakes-part-2/</link>
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		<title>Learning from Investment Mistakes</title>
		<description><![CDATA[What, if anything, have we learned from the recent steep stock market decline?   One lesson, I hope, is that planning and designing a portfolio that is appropriate for you and that you can live with is very important.  Read on to learn about an approach that may help you decide on the right portfolio [...]]]></description>
		<link>http://www.keyfeeonly.com/learning-from-investment-mistakes/</link>
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		<title>Wisdom Worth Sharing</title>
		<description><![CDATA[As 2009 winds down, I would like to share some wisdom with you from another writer. Frank Sonnenberg is not only a friend, but a marketing maven and strategic thinker. In my opinion, his post on “25 Thoughts for the New Year” has the rare quality of being pithy without being glib, and expresses insights [...]]]></description>
		<link>http://www.keyfeeonly.com/wisdom-worth-sharing/</link>
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		<title>Health Care Reform, Part 2</title>
		<description><![CDATA[In an earlier post, I highlighted a column discussing some details of proposed health care legislation.  As I said, it is a very complicated area.
One very important (and highly contentious) issue in health care reform is whether the health insurance industry needs more regulation and/or more competition, i.e. “a public option.”  For a special view [...]]]></description>
		<link>http://www.keyfeeonly.com/health-care-reform-part-2/</link>
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		<title>Inspiration from Warren Buffett</title>
		<description><![CDATA[There are many reasons why people listen to Warren Buffett.  Besides being the second richest American (right after Bill Gates of Microsoft), Buffett is widely considered the most respected (i.e. best) investor there has ever been.
But there are other compelling reasons for listening to him; simply put, he speaks in a way that anyone can [...]]]></description>
		<link>http://www.keyfeeonly.com/inspiration-from-warren-buffett/</link>
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		<title>Health Care Reform, Part 1</title>
		<description><![CDATA[I have shied away from a discussion of health care reform, because I felt that the issue is too complicated.  And once I’ve started down the road to try to make some sense of the debate, I’d probably have to make a full-time job of it – it would suck me right in.
And, in truth, [...]]]></description>
		<link>http://www.keyfeeonly.com/health-care-reform-part-1/</link>
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		<title>More About Ric Edelman</title>
		<description><![CDATA[When in my last post, I criticized some of Ric Edelman’s practices and fees, I felt a bit queasy.  Was I being unfair?
I reached my conclusions by reading the handout material and by what he said in a seminar.  I also studied his web site, which disclosed his fees.  But I did not have direct [...]]]></description>
		<link>http://www.keyfeeonly.com/more-about-ric-edelman/</link>
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		<title>Edelman Financial:  Bigger Isn’t Necessarily Better</title>
		<description><![CDATA[Because Edelman Financial Services is opening six offices in the New York/ New Jersey area, I accepted an invitation to attend a seminar by Ric Edelman, the well-known author, radio host and investment manager.  The talk was held at the luxurious Hilton Hotel in nearby Short Hills last week.
Here is my review.  As a public [...]]]></description>
		<link>http://www.keyfeeonly.com/edelman-financial-bigger-isn%e2%80%99t-necessarily-better/</link>
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		<title>Evidence-based Investing, Part Two</title>
		<description><![CDATA[“When you look at the results on an after-tax, after-fee basis over reasonably long periods of time, there’s almost no chance that you end up beating an index fund. The odds&#8230;are 100 to 1.” &#8211; David Swensen.
Passive investing, sometimes called index investing, is, as the name suggests, the exact opposite of active management of a [...]]]></description>
		<link>http://www.keyfeeonly.com/evidence-based-investing-part-two/</link>
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